Smarter driving. Smarter insurance.
Insurance
What is it?
Tesla Insurance offers integrated auto coverage at the point of car purchase and within the Tesla app. Powered by real-time driving behavior, it delivers dynamic pricing, fast quotes, and full policy management—all without leaving the Tesla ecosystem.
Journey highlights
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Receive an insurance quote during or after vehicle purchase
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Pricing based on Tesla Safety Score - updated in real time
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Policy management and claims all handled in the Tesla app
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No third-party portals or paperwork
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Often significantly cheaper than traditional policies (varies by region)
From purchase to protection - Tesla Insurance is embedded, intelligent, and effortless.
Why it matters
By embedding insurance into its digital experience, Tesla reduces friction and aligns pricing with actual driving behaviour. It's a powerful example of OEM-as-insurer, creating a closed-loop experience that rewards safe driving and bypasses traditional insurance carriers.