Flexible fitness, powered by Klarna
Lending & Credit
What is it?
In select markets, Peloton offers financing through Klarna, allowing customers to split the cost of their bikes, treadmills, and accessories into monthly instalments or delayed payments—right at checkout.
Journey highlights
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Klarna presented as a payment method at checkout
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Choose between “Pay in 30 days” or monthly plans (e.g. 6, 12, 24 months)
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Soft credit check and real-time approval
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Clear breakdown of repayment schedule and no hidden fees
High-performance workouts, low-friction payments—powered by Klarna, embedded by design
Why it matters
Klarna’s embedded financing options help Peloton make premium fitness more accessible without diluting the brand. The seamless integration supports higher conversions, lower cart abandonment, and increased purchasing power - all within the branded checkout flow.