Drive now. Finance directly through Tesla
Lending & Credit
What is it?
Tesla offers vehicle financing as part of its seamless online car-buying experience. Customers can apply for financing, compare monthly payments, and get approved—all without ever stepping into a dealership. Financing is embedded directly in the digital purchase journey.
Journey highlights
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Financing options shown during vehicle configuration
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Real-time monthly payment estimates as customers adjust specs
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Apply and receive pre-approval within Tesla’s platform
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Partnered with select banks but branded as a Tesla experience
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Financing tied directly to delivery and ownership process
Financing built into the car-buying journey - no dealerships, no delays.
Why it matters
Tesla’s embedded financing removes a historically high-friction step—third-party loan negotiation—and replaces it with a simple, transparent, and brand-controlled experience. It supports Tesla’s direct-to-consumer model and reinforces a digital-first ownership journey.