Credit that’s built into the basket.
Lending & Credit
What is it?
VeryPay is Very’s proprietary credit platform, allowing customers to spread the cost of purchases through options like “Buy Now Pay Later,” “Take 3” (instalments), or flexible monthly payments—all embedded directly into the shopping journey and managed via a Very account.
Journey highlights
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Apply for VeryPay during account setup or checkout
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Choose from three different payment options (3 payments, BNPL or flexible credit)
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View credit usage, payments, and due dates in the Very account dashboard and app
By owning the credit experience end-to-end, Very turns flexibility into a loyalty advantage
Why it matters
Unlike retailers that outsource to Klarna or other BNPL providers, Very has built and operates its own embedded finance infrastructure. This gives it full control over customer experience, credit terms, data, and loyalty—while helping customers manage big-ticket purchases on their terms.