Credit, reimagined the Apple way
Lending & Credit
What is it?
The Apple Card is a digital-first credit card issued by Goldman Sachs and fully integrated into the Apple Wallet. Designed for simplicity, transparency, and rewards, it offers instant approval, daily cashback, and real-time spend insights—right from your iPhone.
Journey highlights
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Apply for the card directly from the Wallet app
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Get approved in minutes with instant use
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Earn Daily Cash—real-time cashback on every purchase
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See spend by category with clear visuals and no hidden fees
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Option to use the physical titanium card (no number printed)
A credit card that lives where you live - inside your phone, not your wallet
Why it matters
Apple Card isn’t just a credit product - it’s a showcase of embedded finance at the operating system level. With frictionless onboarding, real-time controls, and incentives like Daily Cash, it elevates the user experience and builds loyalty within the Apple ecosystem.