Banking built for business owners
Banking & Money Management
What is it?
Shopify Balance gives merchants a fully integrated business account and card to manage their finances directly within the Shopify admin. It allows for faster payouts, no monthly fees, and real-time visibility into cash flow - without needing a traditional bank.
Journey highlights
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Merchants receive payouts directly into their Balance account
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Use the Shopify Balance Card (physical or virtual) for expenses
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Track earnings, payments, and spending from one dashboard
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Cashback and rewards for using the Balance Card
A business account designed for sellers - no branches, no waiting, just Balance
Why it matters
By embedding banking into its commerce platform, Shopify eliminates friction for merchants who want to manage, spend, and track earnings - all in one place. It strengthens platform stickiness, reduces reliance on third-party banks, and enhances merchant empowerment.